Your Realtor® of choice - delivering real results!
Linda Rozales

MORTGAGE


Are you getting all stressed out getting pre-qualified for a home loan?  DON'T!  It is not as complicated as you think.  It is quick and easy if you understand the process and its requirements. 

As your Realtor®, I will help you get pre-qualified. A loan approval is determined by the following:

  • Employment History
  • Credit History and Scores
  • Monthly Income and Expenses

As a Loan Consultant myself, I can help you make an informed decision as to which type of loan will best fit your objective. There are many different types of loans for both A-borrowers and borrowers with credit problems.  Understanding the different type of loans is crucial in buying a home. 

Listed below are a few important reports you can download that will surely make it easy for you to understand.  If you are still having a tough time understanding it, don't despair, call me and I will be happy to help you.  I specialize in first time homebuyers.

If you are considering buying a home, here is a simple calculator to help you estimate how much you can afford to spend by clicking this Ginnie Mae link:  http://ginniemae.gov/1_learn/intro.asp?Section=YPTH

For a quick loan pre-qualification, call me.   In today's technology getting a loan should no longer be a cumbersome process.  We now have the tools to get your credit report and get you pre-qualified for a home loan within the hour.  A quick quote will be provided to you with different loan options matching the above criteria.  In addition, we will also educate you with each loan program and what you can expect.  All information will be disclosed to you upfront and not later.  We will compete with any advertised rates currently available.



Pre-Approval vs. Pre-Qualification

The differences between a loan pre-approval and pre-qualification.

Mortgage Funding

The knowledge resource for mortgage funding.

The Down Payment

Tips on securing a down payment when buying a home.

Types of Mortgage Lenders

A list of mortgage lenders available.

Mortgage Programs

Know what all the mortgage programs are available to buyers.

Common Closing Costs for the Buyers

What is it, how much is it and what can a seller do?

24-Hour Loan Pre-Approval

How does it work, who qualifies, what is requred and what are the benefits

Loan Application Checklist

The requirements in getting a loan approval.

Mortgage Definitions

Educates the buyer on the terminologies used in securing a mortgage.

Loan Application Questionnaire

What questions do you need to ask?

Shopping for Mortgage Brochure

Do your homework first. What are the risks and advantages of each loan program.


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